EPF Calculator

Plan for a financially secure future with ease.

Monthly Salary (Basic + DA)
What is your monthly salary?
Your Age
What is your current age?
22 years58 years
Retirement Age
By what age do you plan to retire?
22 years58 years
Current EPF Balance
Do you have any current balance in your EPF a/c
Annual Salary Increase
What % increase you expect in your annual salary?

Interest Rate of EPF Scheme


Your Contribution to EPF


Employer’s Contribution to EPF





Required amount (inflation adjusted)

YearOpening BalanceYour ContributionEmployers ContributionTotal ContributionTotal InterestClosing Balance

What is Employee Provident Fund (EPF)?

The Employee Provident Fund (EPF) is a retirement savings scheme mandated by the Government of India to ensure a financially secure future for the country's workforce. Under this scheme, both the employee and employer make regular monthly contributions towards the employee's retirement corpus, which can be accessed at the time of retirement or other eligible events such as disability or death.

EPF is a statutory scheme that all Indian employers are required to contribute to on behalf of their employees. With its reliable and secure nature, EPF serves as an essential tool for achieving retirement goals for millions of employees across India.

what is Employee's Contribution and Employer's Contribution in EPF?

Employee's Contribution and Employer's Contribution are the two components that make up the total contribution to the Employee Provident Fund (EPF).

The Employee's Contribution is deducted at 12% of the basic salary plus dearness allowance and deposited into their EPF account. Whereas, the Employer's Contribution is also 12% of the basic salary plus dearness allowance and is paid by the employer on behalf of the employee into their EPF account. The primary aim of this scheme is to create a significant corpus to support the financial stability of employees during their retirement.

How can EPF Calculator help you?

An EPF (Employee Provident Fund) calculator can help you in various ways, such as:

  1. With an EPF calculator, you can predict your future EPF corpus by providing details of your current monthly EPF contribution and expected annual salary increment.

  2. Use the calculator to plan for your retirement by determining the amount you need to contribute to your EPF account to achieve your desired retirement corpus.

  3. Evaluate multiple scenarios by entering different EPF contribution rates and expected annual salary hikes, helping you choose the most suitable option.

  4. Compare EPF investment returns with other investment options to make an informed decision about the best investment strategy to maximize your returns.